If you were to guess which area in your home poses the most safety hazards, what would be your answer?  The kitchen?  The basement?

According to the Centers for Disease Control and Prevention, every year about 235,000 people over age 15 visit emergency rooms because of injuries suffered in the bathroom, and almost 14 percent are hospitalized.

More than a third of the injuries happen while bathing or showering. More than 14 percent occur while using the toilet.

By taking some simple steps in your own bathroom, you can cut the risk of serious injury to yourself and your loves ones dramatically.

  • Install support railings right outside of your tub.
  • Put down an anti-slippage mat on the floor of your tub.
  • Take extra care when using electrical outlets in your bathroom. Install a hand towel holder next to outlets, and get in the habit of making sure your hands are dried before plugging and unplugging electrical devices.
  • Be sure that bathroom rugs around your toilet and sink have excellent anti-slip capabilities, and replace your rugs when they become worn.

After following these steps, re-evaluate your bathroom. Can you find anything else that may pose a danger?

After lots of searching you have found the house that you’d like to call home. Next step, you’ll need to make an offer. Purchase contracts vary from state to state but a basic offer includes the price you’re willing to pay for the house, your financing terms, and contingencies.

When it is time to put your offer on paper you will want to make sure it is well planned. There are seven key elements to a good offer:

1. A realistic offering price

In order to put forth a great offer you will want to set your price based on similar homes recently sold in the neighborhood. Your real estate agent will help you look at comparable properties to determine that price. You will also want to keep in mind the state of the market in your area. If homes are selling quickly and receiving multiple offers, you’ll need to bid competitively. If home sales are slower you may want to be a little more conservative in your offer.

2. Realistic financing terms

Always make sure you are pre-approved for a loan before making an offer. Include proof that you are pre-approved with your offer, many lenders will give you a letter.

3. A property inspection clause

A home inspection clause will give you a chance to have the property inspected. You will want to use a professional home inspector to thoroughly inspect the property you are buying.

4. Any concessions or contingencies

Sometimes there are additional items that should be covered in the offer. You will want to outline any concessions like closing costs or repairs. If you are financing your home you will need to include a financing contingency.

5. Conveyances

Always put in the offer what is included in the sale. For instance, a washer and dryer or any other items that are included in the sale of the property.

6. A deadline

An offer should always include a deadline for a response.

7. It is all in writing

Everything should always be in writing. Never rely on verbal agreements.

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On November 9, 2014 By

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On October 12, 2014 By
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